HMO Dentist in Anaheim Hills
Dentist That Accepts HMO Insurance in Anaheim Hills
Looking for a dentist that takes your HMO dental plan in Anaheim Hills? MySmile Dental Care accepts 11 HMO dental plans including Aetna DMO, Delta Care, Cigna, Guardian, Humana, and more. Dr. Mehru Bhatia provides the same quality of care to HMO patients as every other patient in the practice.
Call (714) 998-4151 with your plan information and we will confirm coverage before your first visit.

Why HMO Patients Choose MySmile
Quality care regardless of insurance type, 11 HMO plans accepted, and a team that handles the paperwork.
We Accept Most Major HMO Plans
Finding a quality dentist that accepts HMO insurance can be difficult. Many private practices do not participate in HMO networks because reimbursement rates are lower. MySmile Dental Care accepts 11 HMO dental plans because we believe everyone deserves access to quality dental care regardless of their insurance type.
Same Quality of Care Regardless of Insurance
Whether you have an HMO plan, a PPO plan, or no insurance at all, you receive the same level of care from Dr. Bhatia. The same thorough exams, the same modern equipment, the same attention to detail. Your insurance type does not determine the quality of your treatment.
Full Range of Services
HMO patients have access to our complete range of services: cleanings, exams, fillings, crowns, root canals, extractions, gum disease treatment, pediatric care, and more. If a service is covered by your HMO plan, we provide it. If it is not covered, we offer affordable self-pay rates and financing.
We Handle the Pre-Authorizations
Some HMO plans require pre-authorization for certain procedures like crowns or root canals. We handle this paperwork for you, submitting the request and following up with your insurance company so treatment is not delayed unnecessarily.
Evening Appointments Available
Open until 7 PM on Monday, Wednesday, and Thursday. Use your HMO benefits on your schedule, including after work.
Accepting New HMO Patients
If your current HMO dentist is not meeting your needs, or if you just enrolled in an HMO plan and need to choose a dentist, we are accepting new patients. Call us with your plan information and we will confirm we are in your network before you come in.
HMO Insurance Services
Full dental care covered by your HMO plan, with financing for anything it does not cover.
11 HMO Plans Accepted
We accept Aetna DMO, Anthem Blue Cross, Blue Shield, Cigna, Delta Care, Guardian, Humana, SCAN, Safeguard (MetLife), United Concordia, and United Healthcare HMO dental plans.
Learn moreBenefits Verification
We verify your HMO benefits before your appointment so you know exactly what is covered and what your copays will be. No surprises when you check out.
Learn moreWe Explain Your Coverage
HMO dental plans can be confusing. Our team explains what your plan covers, what your copays are for each procedure, and whether any treatment requires pre-authorization.
Learn moreFinancing for What HMO Does Not Cover
If your HMO plan does not cover a procedure or you want treatment that falls outside your plan (like Invisalign or cosmetic work), financing is available through Cherry, CareCredit, Sunbit, and LendingClub.
Learn moreLearn more about insurance and affordability: full insurance list, PPO insurance, financing options, and care without insurance.

How Your HMO Dental Plan Works at MySmile
When you call to schedule, give us your HMO plan name and member ID. We verify that we are in your network and check your specific benefits: what procedures are covered, what your copays are, and whether any pre-authorizations are needed. By the time you arrive, we know exactly what your plan covers.
At your visit, Dr. Bhatia provides the same thorough care she gives every patient. If she recommends treatment, our team explains what your HMO copay will be before you agree to anything. If pre-authorization is required (common for crowns, root canals, and other major procedures on HMO plans), we submit the request and follow up with your insurance company.
If you need treatment that your HMO does not cover, or if you want services like Invisalign, whitening, or implants that fall outside your plan, we offer those at competitive self-pay rates with financing available. Your HMO coverage does not limit what we can do for you. It just determines how it is paid for.

Meet Dr. Mehru Bhatia
Dr. Bhatia is a graduate of New York University College of Dentistry with over 20 years of clinical experience. She founded MySmile Dental Care in Anaheim Hills in 2015 with a simple goal: provide honest, high-quality dental care in a practice where every patient feels like family.
She has been placing dental implants since 2009 and is a member of the American Dental Association and the Orange County Dental Association. Her approach combines advanced techniques with a gentle, patient-first philosophy that has earned MySmile a 4.9-star rating from hundreds of patients.
HMO Dentist in Anaheim Hills and Surrounding Areas
HMO patients come from across east Orange County for dental care at MySmile. Our office on Santa Ana Canyon Road is right off the 91 Freeway.
Driving Times to Our Office
Approximate drive times from nearby cities.
Insurance & Affordable Payment Options
We accept most major dental insurance plans and work with several financing companies to make dental care accessible for every family.
Insurance Accepted
Delta Dental, Cigna, MetLife, Aetna, Guardian, and many more PPO plans. See full list
Financing Available
Split your treatment cost into monthly payments with Cherry, CareCredit, Sunbit, or LendingClub.
New Patient Special
Welcome to MySmile!
New patients receive a comprehensive exam, digital X-rays, and a personalized treatment plan.
View New Patient SpecialFrequently Asked Questions
What HMO dental plans do you accept?
We accept the following HMO dental plans: Aetna DMO, Anthem Blue Cross, Blue Shield, Cigna, Delta Care, Guardian, Humana, SCAN, Safeguard (MetLife), United Concordia, and United Healthcare. If your HMO plan is not listed, call us at (714) 998-4151 as we regularly add new plans.
What is the difference between HMO and PPO dental insurance?
HMO (Health Maintenance Organization) dental plans require you to choose a primary dentist from their network. You typically have lower premiums and predictable copays, but less flexibility in choosing providers. PPO (Preferred Provider Organization) plans let you see any dentist, with lower costs for in-network providers and higher costs for out-of-network. We accept both HMO and PPO plans at our office.
Do I need a referral to see a specialist with my HMO?
Most HMO dental plans require a referral from your primary dentist before seeing a specialist like an endodontist or oral surgeon. If Dr. Bhatia determines you need specialist care, she handles the referral process for you and coordinates with your HMO plan to ensure coverage.
What does my HMO dental plan cover?
Most HMO dental plans cover preventive care (cleanings, exams, x-rays) with no copay or a small copay. Basic procedures (fillings, simple extractions) have moderate copays. Major procedures (crowns, root canals, bridges) have higher copays. Specific coverage and copay amounts vary by plan. We verify your exact benefits before treatment so you know your costs upfront.
Can I switch my HMO dentist to MySmile?
Yes. If you are unhappy with your current HMO dentist, you can usually switch to a new in-network provider. Contact your HMO plan to request a change, or call us and our team can help walk you through the process. In most cases, the switch takes effect within 30 days.
Do you accept HMO plans for children?
Yes. We see children from age one and accept HMO plans for pediatric dental care. Preventive visits, fluoride treatments, sealants, and necessary procedures are covered under most HMO plans for children. Our office is kid-friendly with Disney movies, treasure chest prizes, and a gentle approach.
What if my HMO does not cover a treatment I need?
Some treatments (like Invisalign, cosmetic procedures, or dental implants) may not be covered by your HMO plan. We offer these services at competitive self-pay rates with financing available through Cherry, CareCredit, Sunbit, and LendingClub. Dr. Bhatia will explain which treatments are covered by your plan and which would be out-of-pocket before starting any work.
Do you also accept PPO insurance?
Yes. In addition to 11 HMO plans, we accept over 35 PPO dental insurance plans including Delta Dental, Cigna, MetLife, Aetna, Guardian, United Healthcare, Anthem, Blue Cross Blue Shield, and many more. See our full list on our insurance page or call us to verify your specific plan.
Use Your HMO Benefits at MySmile
Call (714) 998-4151 with your HMO plan information. We will verify you are in network and schedule your appointment.
